Homeowners insurance helps protect your home, belongings, and financial future.
Coverage A – Dwelling
Protects the structure of your home.
Coverage B – Other Structures
Protects detached garages, fences, sheds, and similar structures.
Coverage C – Personal Property
Protects furniture, clothing, electronics, and personal belongings.
Coverage D – Loss of Use
Helps pay temporary living expenses after a covered loss.
Personal Liability
Provides protection if you are legally responsible for injuries or property damage.
Medical Payments
Helps pay limited medical expenses for guests injured on your property.
Common Exclusions
Floods, earthquakes, wear and tear, and lack of maintenance are generally excluded.
Conclusion
Review your homeowners policy regularly and discuss your coverage needs with your insurance professional.
About Prime Guard Insurance
Prime Guard Insurance offers personalized homeowners insurance solutions tailored to your needs.